Your money is safe with Air Guard Federal Credit Union  

• Air Guard Federal Credit Union is healthy with a strong balance sheet.
• We have steered clear of the subprime mess.
• We continue to receive the highest regulatory ratings from the National Credit Union Administration (NCUA), a reflection of safe and sound financial management.
• Deposits at Air Guard Federal Credit Union are federally insured by the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF insures a persons savings up to at least $100,000 - with a higher total coverage available if the member has a combination of individual, joint, trust, payable-on-death, and other types of accounts. 
• We are locally owned- by you, our members.  All your money stays here in our community.
• If you have any questions or concerns, please feel free to contact us at 339-9297.
  

Holiday Closing 2009

President's Day................................................February 16
Memorial Day....................................................May 25
Labor Day..........................................................September 7
Columbus Day..................................................October 12
Veteran's Day....................................................November 11
Thanksgiving Day.............................................November 26
Christmas Day..................................................December 25
New Year's Day................................................January, 2010

Smart Online Shopping
The holiday shopping season is quickly approaching! With today’s technology, it is often easier to shop online than to face the crowds at the stores, but is it safe? Here are a few things to keep in mind when shopping online:

• Stick with companies you know and trust
• Use a secure browser-look for the closed padlock or unbroken key in browser window frame, not on payment page
• Check the site’s policy before sending personal information
• Watch for “refurbished,” “close out,” “discontinued,” or “off-brand” and check whether the item comes with a warranty when on Internet auction sites
• Read and understand refund, restocking and shipping policies
• Pay only with a credit card or with a third-party intermediary, such as PayPal
• Make sure URL changes from http:// to https:// before you pay
• Never send financial information via e-mail, it’s not secure
• Keep a paper trail- print and keep records
• Review monthly statements for errors or unauthorized purchases