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Fee Schedule
Savings, Non Stop, Secondary Account Fees
Monhtly Service Fee $0.00
Monhtly Dormant Account Fee $5.00

Holiday Club Account
Monthly Service Fee $0.00
Early Withdrawl Fee $5.00

Checking Account/Check Card Fees
Overdraft Transfer $5.00
NSF Item $25.00
Debit Card NSF - if opted in $25.00
Deposited Checks and other items returned unpaid $10.00
ATM/Debit Card Replacement $5.00
ATM/Debit Card Pinn Reminder $5.00
ATM Cash Withdrawal $1.00
Stop Payment - all items $25.00
Check Copies - (Free online) $5.00
Statement Copy - (Free online) $5.00
Photocopy of Deposited Check $5.00
Check Orders Price will vary depending on style.
Monthly On-Line Bill Pay $2.50
Daily Negative Balance (Fee assessed if balance is negative more than 7 consecutive days) $15.00
Account Research per hour $25.00
Overnight Shipping $25.00
Account activity Printout $2.00
Check Cashing Fee - $5.00/$100 - fee waived if more than on service
Snowbird MO Free
Snowbird ATM 4 Free/Month
Snowbird Billpay Free
*Snowbird accounts for members age 55 and >  

Loan Fees
Application fee (Student Loans) $20.00
Late Fee - greater amount of either $5.00 or 5% of payment
Refinance Fee - 1% of balance (other than Mortgages)
Skip a Payment $25.00
Visa Annual Fee Free
Visa Late Fee $15.00
Visa Overlimit Fee $15.00
Visa Credit Card Rush Delivery $15.00
Early Loan Payment Free
Loan NSF $25.00

Mortgage Fees- any fee incurred byCU

Home Loan Subordination $75.00

Other Services
Money Orders (up to $1000) $2.00
Notary Public Free
Cashiers Check - other than payable to member $5.00
Domestic Wire Out Fee $20.00
Domestic Wire In Fee Free
International Wire out Fee $30.00
International Wire in Fee Free
Garnishments/Levys $35.00
Returned Mail/Incorrect Address $5.00
IRA Withdrawal/ occurance (under 59 1/2) $25.00
Reopen Account fee (within 6 months of closure) $15.00
Verification of Deposit requests $2.00
Coin Exchange Fee 3% if not deposited
Telephone Check Request to member Free
Telephone Transfer Free
Telephone Inquiry Free
Home Banking Free
Phone Banking Free
Merchant Check Presentment fee $25.00

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Air Guard Federal Credit Union Liberty Checks Online Account Access Privacy Policy Statement